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Pricing comparison · Updated May 2026

Luma Free: 5% plus card fees.
Flock: 5% + $0.45, card fees included.

Same 5%, but Flock's includes the card processing Luma passes on to you, with no monthly plan. Luma Plus ($59/mo) is cheaper once you sell a few thousand dollars a month — the table below shows where.

The Fee Math

$1,000 of tickets sold — what does each platform keep?

Based on published rates as of May 2026.

PlatformPlanPlatform feeBuyer feeDisclosureOrganiser nets
FlockThat's usFree to list, no monthly plan5% + $0.45 organizer-side, card processing included$0Before click$932
LumaFree5% + Stripe (2.9% + $0.30/ticket)Included in combinedAt checkout$909
LumaPlus ($59/mo)0% platform + Stripe (2.9% + $0.30/ticket)Stripe onlyAt checkout$900
EventbriteFree/EssentialsUp to 3.7% + $1.79/ticket2.5–3.5% + $0.99 service feePartial / drip$915

* 40 tickets at $25. Luma Plus deducts $59/mo from organiser net. Stripe fees at the US card rate (2.9% + $0.30 per ticket).

Feature Comparison

Tool for organizers vs platform for everyone

Luma is built for event creation. Flock is built for the full night — attendees included.

FeatureFlockLuma FreeLuma Plus

Social graph / friends-going intelligence

Flock shows which of your friends have RSVPd — Luma has no social graph

Real-time presence at events

Live check-in pulse, friend location dots, crew rally

Custom event URLs

Luma requires Plus ($59/mo) for custom calendar URLs

Mobile-native app (iOS + Android)

Luma is web-first; Flock has Capacitor iOS + Android shell

Recurring series / calendars

Both support event series

Curated event discovery lanes

Flock AI curation is merit-based; Luma discovery is organizer-driven

Attendee-side features (crew, cost split, recap)

Luma is a tool for organizers; Flock is a platform for attendees too

Platform take on free events

$0 platform fee for free events on all three

Passkey sign-in (Face ID / Touch ID)

Flock supports phishing-resistant passkeys; Luma uses password / magic-link only

Friends going indicators

Flock shows your crew's avatar row on every event — Luma has limited attendee social context

Monthly Cost at Each GMV Level

The real cost at scale

Combined platform fee + subscription at various monthly GMV levels. Lower = better for organizers.

Monthly GMVFlockLuma FreeLuma Plus
$500$34$46$80
$1,000$68$91$100
$2,500$170$228$162
$5,000$340$455$264
$10,000$680$910$469

* Tickets at $25. Flock beats Luma Free at every level (same 5%, card fees included). Luma Plus wins once its $59/mo is less than the gap between Flock's fee and Luma Plus's own card fees — around $2,200 GMV/month.

Why It Matters

Luma is great for posting events. Flock is for the full social layer.

No monthly plan on Flock. Luma Plus is $59/mo.

Flock: 5% + $0.45, card fees included. Luma Free: 5% + Stripe.

Friends-going intelligence — Luma has no social graph.

Mobile-native app (iOS + Android) vs Luma web-first.

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